3 Questions That Can Change Your Life
When we discuss saving for the future we really aren’t just talking numbers; we are talking about life and how we can use money to accomplish our goals and pursue our passions. While it is important to crunch numbers this alone will not help us discover our purpose in life. However, there are 3 questions that might be able to do this.
George Kinder, founder of the Kinder Institute of Life Planning, developed these questions to understand his clients’ values, hopes and dreams. Without knowing this information, planning your financial future is simply numbers with any intention. Here are those three questions and what they mean to you:
Question 1: Imagine that you have enough money to take care of your needs, now and in the future. How would you live your life? Would you change anything?
I know many of us have asked ourselves this question. We wonder what would life look like if we picked the right numbers and struck it big. Many of us would quit our jobs and have the freedom to do whatever we want. What would that look like for you? The intent of this question is to discover what is most important to you. Maybe you would like to still teach but not have to do all of the paperwork that now comes with it. This question helps us see what our true passions are and (hopefully) lead us to start working on making them a reality.
Question 2: Imagine that your doctor says you have only five to 10 years to live. You won’t feel sick, but you’ll never know when death will come. What will you do? Will you change your life? How?
This is similar to the first question but is a little deeper. In this circumstance, you are not financially free to do whatever you want but this question reminds us that we all have a limited time on Earth. The only guarantee we have is our last breath. How would you answer this? Would you spend more time at school? Probably not since you could spend the night in your classroom and still not get everything done! I know we all need to work to provide but this question reminds us of why we are working and what is truly important.
Question 3: Now imagine that your doctor says you have only one day left to live. Ask yourself: What did I miss? What did I not get to be or do?
This may be the most important question of the three. The worst thing I hear others discuss are the regrets they have. If you spend time thinking about this question, you could probably come up with a few items.
Some of you may be thinking, “What does this have to do with saving money?” The answer is everything! You see, money gives us the opportunity to live a life that is rewarding to us. Please, think about these questions and make any changes that are necessary to becoming fulfilled. I promise you, the wealth you feel will not be measurable by how much you have in a bank account!